Uninsured Motorist

A Kentucky uninsured motorist or underinsured motorist claim occurs when the at-fault driver in an accident either has no insurance or does not have enough insurance to compensate you or your family for injuries, lost wages and other damages sustained as a result of an accident.

Many people mistakenly believe that a claim against an uninsured or underinsured driver is not worthwhile. The Kentucky injury lawyers and accident attorneys at Crocker Law Offices believe it is even more important to seek qualified legal assistance in the wake of an accident where the amount of insurance might be inadequate to compensate you for your injuries.

Kentucky Insurance

As many as 1 in 5 Kentucky drivers are driving without insurance.

Source: Insurance Research Council.

Even the Kentucky minimum of $25,000 ($25,000 per person/$50,000 per accident) can be woefully inadequate. In the event of a serious accident, $25,000 might not cover the emergency room visit.

Oftentimes, an at-fault motorist will attempt to downplay the amount of coverage available, or even indicate he or she has no insurance, in an attempt to minimize the chances of a claim.

In cases where the insurance is not adequate to compensate you for your injuries, or when the at-fault driver has no insurance, the Kentucky injury lawyers at Crocker Law Offices will pursue other avenues of recovery, including other insurance policies on vehicles in the at-fault driver's household, or by filing claims against assets owned by the at-fault driver.

A Kentucky uninsured motorist attorney can also assist you in determining whether your own insurance company can be required to compensate you for your injuries.

Additionally, pedestrians or cyclists struck by an uninsured or underinsured motorist can make a case for coverage under their own insurance policy.

If you or a family member has been injured in a Kentucky accident with an uninsured driver or underinsured motorist, call Crocker Law Offices for a free and confidential appointment to discuss your rights.

Let our family fight for your family! Call (800) 599-8888 today for a free and confidential appointment to discuss your rights.

Kentucky Injury Lawyers Blog - Uninsured Motorist Coverage