Insurance companies are national corporations in business to make money for shareholders - 10 percent of Fortune 500's Top 100 firms are large insurance corporations.

As large, for-profit corporations, insurance companies use every legal means at their disposal to make money - platoons of lawyers, mathematicians, loss-mitigation experts and executives all work to maximize profits.

Your insurance company is supposed to treat you fairly and should give equal consideration to your best interests, and not just its own.

But the hard truth of the matter is that you cannot count on your insurance company to act in your best interest after a serious or fatal accident. The more serious the accident and potential damages, the more likely it is that an insurance company will attempt to increase its bottom line by not providing you the compensation you rightfully deserve.

Your insurance policy is a contract between you and your insurance company, and in every case that contract was written by your insurance provider.

Insurance bad faith occurs when an insurance company violates its duty of fair dealing and good faith by delaying payment, refusing to pay what is due or by otherwise using its clout to take advantage of people who have suffered a catastrophic loss.

For instance, an insurance company of an at-fault driver who takes a hard line about who was really at fault or how much money is owed, or a company that unreasonably delays payment, could be found to be acting in bad faith.

Such delays could prevent you from seeking needed medical treatment and cause needless financial and emotional distress.

In certain instances, a Kentucky bad faith insurance claimant can seek financial compensation for damage or duress caused by an insurance company's failure to deal fairly.

If you believe you are being treated unfairly by an insurance company and need to speak to a Kentucky bad faith insurance attorney, call Crocker Law Offices for a free and confidential appointment to discuss your rights.

Let our family fight for your family! Call (800) 599-8888 today for a free and confidential appointment to discuss your rights.